What is your rate?
My fee per 50-minute therapy session is $200. We will agree upon the hourly rate before you attend your first session and can discuss if you are in need of a reduced fee, based on your income and budget. I maintain a small percentage of sliding scale spots in my caseload to increase access to therapy for those with financial limitations.
Do you accept insurance?
I am not contracted with any insurance companies, but I am able to provide a superbill for potential reimbursement from your insurance company if you have PPO Insurance with out-of-network benefits.
Please be sure to consult with your insurance provider to learn about your out-of-network mental health benefits as coverage can vary between insurance plans. Below is a list of questions to ask your insurance company:
- What does my plan cover for individual psychotherapy (CPT code 90834-95) with an out-of-network provider?
- Do I have to meet my deductible before my plan covers individual psychotherapy? What is the out-of-network deductible and when does it reset?
- What is the “allowed amount” for individual psychotherapy for an out-of-network provider? The allowed amount is what insurance dictates a therapist should charge, which is typically lower than the market rate. Knowing this number allows you to calculate the amount insurance will reimburse. For example, if my fee is $200, the “allowed amount” is $150, and insurance covers 50%, it means they will reimburse $75 of each session. These benefits vary from plan to plan, so it is best to clarify directly with your insurance provider.
What is a Good Faith Estimate (GFE)?
You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.